Skopje, 6 th (MIA) Interest in the latest Buy property Get a flat Endeavor significantly enhanced pursuing the Fair for this Investment, which was kept at that time 24 th October 28 th Oct. They establish your procedure for submitting software program is simple, plus it boasts about three steps.

Bank collects such files on applicant and you can confirms if or not he/the woman is eligible for obtaining the loan, and you can after they forwards the fresh new respective records towards the Ministry of Money, Bilbilovska said

We are able to explain the means of submission app with the Buy a property Pick an apartment Venture, inside about three tips and if you’re aware, you are going to comprehend it are an easy process. First faltering step try seeking a flat otherwise house otherwise a great deal to have household. Another step is actually dealing with one of the 8 banking companies performing throughout the Enterprise and you may fill in the necessary data, once the third step is one of the Ministry out of Financing, one as being the getting regarding decision to own approving this new subsidy, and then the fresh new applicant signs mortgage contract into respective lender, Ivana Bilbilovska, Representative of Ministry from Loans, told you.

Shortly after receiving the brand new records regarding Bank, the new Ministry’s Percentage explores all of them and you may reaches decisionmission tells the bank which acknowledged the fresh subsidy, immediately after which the lending company finishes Mortgage Agreement to your borrowing from the bank applicant

Are you aware that first faltering step, Bilbilovska explains the criteria is actually for brand new apartment or even the home to get a unique building and also for the rates perhaps not to help you surpass EUR 900 per rectangular meter. People entry software toward Get a property Buy a flat Endeavor should stop First Arrangement towards specialist or if americash loans Arley perhaps he/she produces a house, he/she should provide framework and technology records.

The second step is for the citizen to handle certainly the eight banking institutions, included in the Buy property Buy a flat Venture, we.e. Stopanska banka Skopje, Stopanska banka Bitola, Ohridska banka, Alfa, TTK, NLB Tutunska, Sparkase and you can Prokredit banka. Making use of Preliminary Arrangement for a flat or property, the latest persons is submit to the bank his/her ID, full-go out a position certificate, certification going back six paid wages and you may declaration, confirmed by the notary public, one in the very first five years of the cost several months, they’ll neither promote the new flat or perhaps the family, nor lease otherwise put them below second home loan.

Third step is getting choice from the Ministry off Financing. This new Fee when you look at the Ministry out of Funds match at least once during the 45 months, and you can, if necessary, more often than once.

If you do not have your own house or even the family in which you alive has become too little for your family and you need it more substantial you to just in case your plan to just take a construction mortgage, than just Get a home Get a flat Enterprise, is actually a good chance for this reason. Funds provided because of the Ministry out of Money have been in an application regarding a beneficial subsidies that may reach up to EUR 14,000, and the interest rate is truly reduced and you may amounts to three.95% in the 1st three years and you may 4.44% on the last and you will fifth seasons towards the model: fees when selecting a condo otherwise subsidizing 75% of the cost when selecting/constructing a house, otherwise fixed within the cost several months, bookkeeping to possess cuatro.5% and 6-day EURIBOR, into the design: equal (50%/50%) involvement when purchasing a condo otherwise subsidizing 75% of one’s involvement when purchasing/creating a house, Representative of the Ministry off Fund Ivana Bilbilovska, said.